CURE WHAT IS INS? UW GUIDELINES ELIGIBILITY PTS TIERS

100

What is Citizens United Reciprocal Exchange
CURE stands for?

100

What is $25/$50/$75, Annual premium $4/$6/$8
What are the limits for T/L reimbursement? How much is the annual premium?

100

What is 5pts or more.
What makes a violation major?

100

What is 2, and it is per person.
How many violation points does CURE forgive? And is it per person or per policy?

100

What is Tier 4
What Tier would a driver be placed in with an At Fault Accident?

200

What is 1990, by Dr. Cheng & Mr. Sheeran
Cure was founded in what year? By whom?

200

The limit is the maximum amount to be paid by the insurer. The deductible is the out-of-pocket expense for the insured.
What is a limit? What is a deductible?

200

What is Refer to a UWS for Dr's Note.
What do you do if someone applies for a policy but has a Mental/Medical/Physical Disability?

200

What is 7.
How many violation points does CURE accept after forgiveness?

200

What is P1.
What Tier has a requirement of the PIP Health Option and $850 or greater comp/coll deductibles?

300

What is A group of risks that decide to provide insurance for each other.
What is a Reciprocal Exchange?

300

What is $15 a day, up to 30 days, at a max of $450.
What does the rental reimbursement cover?

300

What is when the payout is $1000 or more for Coll/BI/PD.
When is an accident considered At Fault?

300

What is 5.
How many eligibility points is an At Fault Accident?

300

What is JA & JB.
What are the inexperienced operator Tiers?

400

What is all unused premiums must stay in the exchange to benefit the subscribers.
How is CURE not for profit?

400

What is Income Continuation, Essential Services, Death Benefit, Funeral Expense Benefit.
What coverages are offered under the Extra PIP Package?

400

What is we will need copy of their Dec Page upfront.
What will CURE need if separate husband and wife policy?

400

What are Hit & Run, Rear-Ended, Comp Loss, Other Driver Rec'd tkt, In response to Emergency, Hit while lawfully parked.
What are the exceptions to the At Fault Accident?

400

What is JD.
What is the Suspension Tier?

500

What is the company that manages the affairs of the Reciprocal Exchange. RMC is CURE's Attorney in Fact.
What is an Attorney in Fact? Who is CURE's Attorney in Fact?

500

What is paid out at 75%
What % of gross salary is paid out under Income Continuation over $100 in the Extra PIP Package?

500

What are Parking Tickets, CDRA, Failure to Appear, Non-Payment of Ins Surcharge.
What are the 4 acceptable suspensions?

500

What is No, we can only write a policy with an open suspension for Failure to Appear.
If someone receives a ticket for driving while suspended for Failure to Appear are they eligible?

500

What is JC.
David, 25 and John, 20 have one veh that is shared with David as the Primary Operator. David has an At Fault Accident and 4pts, while John has 2pts. What Tier would they be rated in?

Insurance Jeopardy

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